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☆ Fewer students are graduating from college, but certificate programs are way up
▼ + stars: | 2024-04-12 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

PhotoAlto/Dinoco GrecoGetting a college degree seems increasingly less appealing. College degree earners fall nearly 3%Community college pathway is 'at risk'Historically, a two-year degree was considered an economical alternative to a bachelor's, or even a more affordable pathway to a four-year college. In fact, just 16% of all community college students ultimately attain a bachelor's degree, according to recent reports by the Community College Research Center at Columbia University, the Aspen Institute College Excellence Program and the National Student Clearinghouse Research Center. Community college as a stepping stone is "at risk," Shapiro said, and "that's very bad news." Submitting a FAFSA is also one of the best predictors of whether a high school senior will go on to college, according to the National College Attainment Network.

Persons: Shapiro, Joe Biden, it's, Sandy Baum, Baum Organizations: Community College Research Center, Columbia University, Aspen Institute College Excellence, Student Clearinghouse Research, Community, Federal, National College, Network, Seniors, U.S . Department of Education, Education, Urban Institute

☆ Here’s where to invest your cash to save on taxes in 2024
▼ + stars: | 2023-12-04 | by ( Kate Dore | Cfp | ) www.cnbc.com time to read: +1 min

"While any additional income earned from higher yields is taxed at a progressively higher rate, IRMAA applies as a surcharge," he said. "This means that even $1 of additional income could trigger higher premiums." With terms ranging from one month to one year, most Treasury bills, known as T-bills, are currently paying well over 5%, as of Dec. 4. However, T-bills offer a tax benefit over products like high-yield savings, certificates of deposit or money market funds: no state or local taxes on earnings. T-bill interest is still subject to federal income taxes.

Persons: Eric Audras, Mullikin, Catherine Valega Organizations: PhotoAlto, Getty, Medicare, Green Bee Locations: Boston, TreasuryDirect

☆ Picking health insurance can be tricky: 6 key terms to know as open enrollment starts
▼ + stars: | 2023-10-24 | by ( Greg Iacurci | ) www.cnbc.com time to read: +8 min

PremiumsFrederic Cirou | Photoalto | Getty ImagesThe premium is the sum you pay an insurer each month to participate in a health plan. It's perhaps the most transparent and easy-to-understand cost component of a health plan — the equivalent of a sticker price. The average co-insurance rate for consumers is 19% for primary care and 20% for specialty care, according to KFF data. For example, would you struggle to pay a $1,000 medical bill if you require health care? If so, a health plan with a larger monthly premium and a smaller deductible may be your best bet, Sun said.

Persons: Frederic Cirou, Karen Pollitz, Luis Alvarez, you've, KFF, Pollitz, McClanahan, there's, Winnie Sun, She's, Sun, Carolyn McClanahan Organizations: Sdi, Photoalto, Kaiser Family Foundation, CNBC, Digitalvision, Getty, Kaiser Family Foundation Health, Network Health, Sun Group Wealth Partners, CNBC's FA Locations: Aetna, Irvine , California, CNBC's

☆ Saying hello to neighbors could boost your well-being, a new survey says
▼ + stars: | 2023-08-15 | by ( Sandee Lamotte | ) edition.cnn.com time to read: +6 min

The poll found adults who regularly say hello to multiple people in their neighborhood have higher well-being than those who speak to few or no neighbors. Numbers mattered: With 100 being a perfect score, well-being rose from 51.5 among people saying howdy to no neighbors to over 64 for people who regularly greeted six neighbors. “If you have very strong community well-being, that’s going to increase the chances that you’ll say hello to neighbors and saying hello to neighbors is going to improve your community well-being.”Career well-being measured a person’s sense of satisfaction, which Witters explained included whether someone was a good fit and utilizing their strengths. The chance of being considered thriving was only 38.1% for people who didn’t say hello, rising to a 60.5% chance among those who greet five neighbors, the survey found. Saying hello boosts the feeling of thriving, or loving the life you live, the survey found.

Persons: CNN —, Dancer, — doggie, Sandee LaMotte, CNN Little, —, howdy, ”, Dan Witters, “, ” Witters, you’re, Witters, “ It’s, Odilon Organizations: CNN, Gallup, Gallup National Health, “ Locations: Atlanta, United States

☆ A youth mental-health crisis is crushing working parents — and employers need to pay attention.
▼ + stars: | 2022-04-13 | by ( Rebecca Knight | ) www.businessinsider.com time to read: +9 min

The upshot: Today's working parents are under enormous pressure, and their stress has quickly gone from leaking into their professional life to crashing through the floodgates. It's up to employers, experts say, to help working parents manage their priorities and offer flexibility to face this daunting reality. Recognizing the pressures that exist for working parents right now is a good starting point. Importantly, she said, working parents need to be self-compassionate. "What our children need from us changes, and the roles we need to play for them change," she said.

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